Cloud Credentials SFTP Fail Password

I am trying to setup my TrueNAS Core 13.0 U6 to SFTP to

I can easily connect to my account with WinSCP on standard port 22

When I setup Cloud Credentials on TrueNAS with my same credentials … it will test Successful…

When I go to add the Cloud TASK… It will fail under the credential that I previously setup…

This really should not be that hard… It works perfectly under FreeNAS 11.2

Looking for a little help and it is always appreciated!

Thank you