Speaking for myself, as soon as you specified AM5 and 2024 components you knocked off all the ability anyone has to comment from actual experience.
Latest and Greatest and “stable and reliable” tend to be mutually exclusive.
You’ve heard of the “bleeding edge” right?
Anyway, if you’re willing to discuss options other than the bleeding edge, then you’ll get more comments 
One of the best recent build advise threads is this one:
TLDR; X10SDV
I’m not 100% comfortable recommending the X10SDV as it is getting long in the tooth.
But the mATX versions are brilliant, and my Node304 system now has 132TB of disk in it 
(see sig)
For something bigger it really comes down to how many lanes you want…